:root{
  --navy:#081b34;
  --navy-2:#0d2d57;
  --blue:#0a6bd8;
  --teal:#10bad4;
  --teal-2:#16c7ba;
  --ink:#122033;
  --muted:#65738a;
  --line:#e2e9f1;
  --soft:#f5f9fc;
  --white:#fff;
  --success:#10a77b;
  --shadow:0 24px 64px rgba(8,27,52,.12);
  --shadow-soft:0 14px 34px rgba(8,27,52,.07);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Manrope",Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink);
  background:#fff;
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
}
img{display:block;max-width:100%}
a{text-decoration:none;color:inherit}
button,input,select,textarea{font:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:auto}

.site-header{
  position:sticky;
  top:0;
  z-index:50;
  background:rgba(255,255,255,.93);
  border-bottom:1px solid rgba(8,27,52,.07);
  backdrop-filter:blur(18px);
}
 .nav{
  height:74px;
  min-height:74px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:28px;
}
.brand{display:flex;align-items:center}
.brand img{width:300px;max-height:60px;object-fit:contain}
nav{
  display:flex;
  align-items:center;
  gap:26px;
  color:#4f5f74;
  font-size:13px;
  font-weight:700;
}
nav>a:not(.btn):hover{color:var(--blue)}
.login-link{padding-left:14px;border-left:1px solid var(--line)}
.menu-button{display:none;border:0;background:transparent;padding:8px}
.menu-button span{display:block;width:24px;height:2px;background:var(--navy);margin:5px}

.btn{
  display:inline-flex;
  justify-content:center;
  align-items:center;
  gap:8px;
  border:0;
  border-radius:12px;
  cursor:pointer;
  font-weight:800;
  transition:.2s ease;
}
.btn:hover{transform:translateY(-1px)}
.btn-small{padding:11px 16px}
.btn-large{padding:15px 21px}
.btn-primary{
  background:linear-gradient(135deg,var(--blue),#0758c7);
  color:#fff;
  box-shadow:0 13px 28px rgba(10,107,216,.22);
}
.btn-secondary{
  background:#fff;
  border:1px solid #d8e2ee;
  color:var(--navy);
}

.hero{
  position:relative;
  overflow:hidden;
  padding:84px 0 76px;
  background:
    radial-gradient(circle at 80% 0%,rgba(16,186,212,.14),transparent 30%),
    radial-gradient(circle at 0% 45%,rgba(10,107,216,.09),transparent 27%),
    linear-gradient(180deg,#fbfdff 0%,#f6fbfe 100%);
}
.hero-grid-overlay{
  position:absolute;
  inset:0;
  opacity:.2;
  background-image:
    linear-gradient(rgba(8,27,52,.05) 1px,transparent 1px),
    linear-gradient(90deg,rgba(8,27,52,.05) 1px,transparent 1px);
  background-size:48px 48px;
  mask-image:linear-gradient(to bottom,rgba(0,0,0,.8),transparent 85%);
}
.hero-layout{
  position:relative;
  z-index:2;
  display:grid;
  grid-template-columns:1.04fr .96fr;
  gap:62px;
  align-items:center;
}
.badge{
  display:inline-flex;
  align-items:center;
  gap:9px;
  padding:8px 12px;
  border-radius:999px;
  background:#eaf8fb;
  color:#226170;
  border:1px solid #cdeef3;
  font-size:11px;
  font-weight:800;
  text-transform:uppercase;
  letter-spacing:.08em;
}
.badge-dot{width:7px;height:7px;border-radius:50%;background:var(--teal-2);box-shadow:0 0 0 5px rgba(22,199,186,.1)}
.hero h1{
  margin:23px 0 20px;
  color:var(--navy);
  font-size:clamp(48px,6vw,76px);
  line-height:1.01;
  letter-spacing:-.055em;
  max-width:720px;
}
.hero-lead{
  max-width:670px;
  color:var(--muted);
  font-size:18px;
  line-height:1.75;
}
.hero-actions{display:flex;gap:13px;margin:31px 0 36px;flex-wrap:wrap}
.trust-strip{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:12px;
  max-width:720px;
}
.trust-strip>div{
  display:flex;
  align-items:flex-start;
  gap:10px;
  padding:13px;
  border-radius:14px;
  background:rgba(255,255,255,.75);
  border:1px solid rgba(8,27,52,.07);
}
.trust-icon{
  flex:0 0 auto;
  width:22px;height:22px;border-radius:50%;
  display:grid;place-items:center;
  color:#087c6c;background:#e5f8f3;
  font-size:11px;font-weight:900;
}
.trust-strip p{margin:0}
.trust-strip strong,.trust-strip small{display:block}
.trust-strip strong{font-size:12px;color:var(--navy)}
.trust-strip small{font-size:10px;color:#7b889a;margin-top:2px}

.hero-product{position:relative}
.window{
  background:#fff;
  border:1px solid rgba(8,27,52,.09);
  border-radius:22px;
  overflow:hidden;
  box-shadow:0 38px 90px rgba(8,27,52,.17);
}
.window-bar{
  height:46px;
  background:#f8fafc;
  border-bottom:1px solid #e7edf3;
  display:grid;
  grid-template-columns:1fr auto 1fr;
  align-items:center;
  padding:0 16px;
  font-size:10px;
  color:#8090a4;
}
.window-dots{display:flex;gap:5px}
.window-dots span{width:7px;height:7px;border-radius:50%;background:#cfd9e4}
.window-label{text-transform:uppercase;letter-spacing:.13em;font-weight:800}
.window-secure{justify-self:end;color:#4d907b}
.portal{padding:22px}
.portal-header{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:16px}
.portal-kicker{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:#8b99ab}
.portal-header h3{font-size:23px;letter-spacing:-.03em;margin:4px 0 0;color:var(--navy)}
.online-pill{
  display:inline-flex;gap:7px;align-items:center;
  padding:7px 10px;border-radius:999px;
  color:#0d8b68;background:#e9f8f3;
  font-size:10px;font-weight:800;
}
.online-pill i{width:6px;height:6px;border-radius:50%;background:#11b685}
.wallet{
  background:linear-gradient(135deg,var(--navy),#104a86);
  color:#fff;border-radius:17px;padding:18px;
  display:flex;align-items:center;justify-content:space-between;
}
.wallet span,.wallet strong{display:block}
.wallet span{font-size:10px;color:#9db7d8}
.wallet strong{font-size:29px;letter-spacing:-.04em;margin-top:3px}
.wallet button{
  border:1px solid rgba(255,255,255,.18);
  background:rgba(255,255,255,.08);
  color:#fff;padding:9px 11px;border-radius:10px;
  font-size:10px;font-weight:800;
}
.portal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:12px}
.metric{padding:13px;border:1px solid #e3eaf2;border-radius:13px}
.metric span,.metric strong,.metric small{display:block}
.metric span{font-size:9px;color:#8795a7}
.metric strong{font-size:12px;color:var(--navy);margin-top:4px}
.metric small{font-size:9px;color:#98a5b5;margin-top:3px}
.recent-calls{margin-top:16px;border:1px solid #e6ecf3;border-radius:15px;padding:0 14px}
.recent-head{display:flex;justify-content:space-between;padding:13px 0;border-bottom:1px solid #edf1f5;font-size:10px;font-weight:800;color:#647286}
.recent-head a{color:var(--blue)}
.call-row{
  display:grid;grid-template-columns:34px 1fr auto;
  gap:10px;align-items:center;padding:12px 0;
  border-bottom:1px solid #edf1f5;
}
.call-row:last-child{border-bottom:0}
.call-avatar{
  width:32px;height:32px;border-radius:10px;
  display:grid;place-items:center;
  background:#edf5ff;color:var(--blue);font-size:9px;font-weight:900;
}
.call-info strong,.call-info small{display:block}
.call-info strong{font-size:10px;color:var(--navy)}
.call-info small{font-size:9px;color:#8794a6;margin-top:2px}
.qualified,.not-billed{
  padding:6px 8px;border-radius:999px;font-size:8px;font-weight:900;
}
.qualified{background:#e8f8f3;color:#0c8a67}
.not-billed{background:#f2f4f7;color:#68778a}
.muted-row{opacity:.75}
.floating-card{
  position:absolute;
  display:flex;align-items:center;gap:10px;
  padding:12px 14px;background:#fff;
  border:1px solid #e1e9f2;border-radius:14px;
  box-shadow:var(--shadow-soft);
}
.floating-card strong,.floating-card small{display:block}
.floating-card strong{font-size:10px;color:var(--navy)}
.floating-card small{font-size:9px;color:#7d8b9d;margin-top:2px}
.floating-icon{
  width:31px;height:31px;border-radius:10px;
  display:grid;place-items:center;
  color:#fff;background:var(--blue);font-weight:900;
}
.floating-icon.shield{background:var(--teal-2)}
.float-one{left:-33px;bottom:86px}
.float-two{right:-28px;top:90px}

.proof-band{background:#fff;border-top:1px solid #e7edf4;border-bottom:1px solid #e7edf4}
.proof-inner{display:flex;align-items:center;gap:26px;justify-content:center;padding:18px 0}
.proof-inner>span{font-size:10px;text-transform:uppercase;letter-spacing:.14em;color:#9aa7b6;font-weight:900}
.proof-tags{display:flex;gap:10px;flex-wrap:wrap}
.proof-tags span{padding:7px 10px;background:#f5f8fb;border-radius:8px;font-size:10px;color:#59697d;font-weight:800}

.section{padding:100px 0}
.section-intro{max-width:750px;margin-bottom:45px}
.centered{text-align:center;margin-left:auto;margin-right:auto}
.section-label{
  display:inline-block;
  font-size:10px;letter-spacing:.13em;text-transform:uppercase;
  font-weight:900;color:var(--blue);
}
.section-intro h2,.agency-copy h2,.faq-title h2,.apply-copy h2{
  margin:14px 0 14px;
  color:var(--navy);
  font-size:clamp(37px,4.8vw,56px);
  line-height:1.05;letter-spacing:-.045em;
}
.section-intro p,.agency-copy>p,.faq-title p,.apply-copy>p{
  color:var(--muted);font-size:16px;line-height:1.75;
}

.quality-section{background:#fff}
.quality-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.quality-card{
  position:relative;
  min-height:280px;
  padding:28px;
  background:#fff;
  border:1px solid #e3eaf2;
  border-radius:20px;
  box-shadow:0 12px 36px rgba(8,27,52,.045);
}
.featured-card{background:linear-gradient(180deg,#fbfeff,#f3fbfd);border-color:#ccebf0}
.featured-label{
  position:absolute;top:18px;right:18px;
  padding:5px 8px;border-radius:999px;
  background:#def8f5;color:#0c887c;
  font-size:8px;font-weight:900;text-transform:uppercase;letter-spacing:.08em;
}
.quality-number{font-size:10px;font-weight:900;color:#acb8c6}
.quality-icon{
  width:47px;height:47px;border-radius:14px;
  display:grid;place-items:center;
  background:#edf5ff;margin:25px 0 18px;
}
.quality-icon svg{width:21px;height:21px;fill:none;stroke:var(--blue);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.quality-card h3{font-size:20px;margin:0 0 9px;color:var(--navy);letter-spacing:-.02em}
.quality-card p{font-size:13px;color:var(--muted);line-height:1.7}
.policy-bar{
  margin-top:20px;
  padding:20px 22px;
  display:flex;justify-content:space-between;align-items:center;gap:30px;
  background:var(--navy);border-radius:18px;color:#fff;
}
.policy-left{display:flex;align-items:center;gap:14px}
.policy-icon{
  width:42px;height:42px;border-radius:12px;
  display:grid;place-items:center;
  background:rgba(16,186,212,.13);color:#7de5f0;font-size:10px;font-weight:900;
}
.policy-left strong,.policy-left p{display:block;margin:0}
.policy-left strong{font-size:13px}
.policy-left p{font-size:10px;color:#95aac5;margin-top:3px}
.policy-bar>a{font-size:10px;color:#78e2ee;font-weight:900;white-space:nowrap}

.process-section{
  background:
    radial-gradient(circle at 15% 0%,rgba(16,186,212,.12),transparent 27%),
    linear-gradient(135deg,#08182f,#0a2548);
  color:#fff;
}
.section-intro.light h2,.section-intro.light p{color:#fff}
.light-label{color:#79e4ef}
.process-grid{
  display:grid;
  grid-template-columns:1fr 34px 1fr 34px 1fr 34px 1fr;
  align-items:start;
  gap:10px;
}
.process-grid article{padding:0 4px}
.process-num{
  display:grid;place-items:center;
  width:42px;height:42px;border-radius:12px;
  background:rgba(16,186,212,.11);
  border:1px solid rgba(122,228,239,.13);
  color:#7de4ef;font-size:10px;font-weight:900;
}
.process-grid h3{margin:18px 0 8px;font-size:17px}
.process-grid p{font-size:12px;color:#93a7c1;line-height:1.7}
.process-line{height:1px;background:#28405f;margin-top:20px}

.agency-section{background:#f7fafc}
.agency-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:center}
.feature-list{display:grid;gap:12px;margin:28px 0 31px}
.feature-list>div{display:flex;gap:11px;align-items:flex-start}
.feature-list>div>span{
  width:24px;height:24px;flex:0 0 auto;
  display:grid;place-items:center;border-radius:50%;
  background:#e6f8f3;color:#0b956e;font-size:10px;font-weight:900;
}
.feature-list p{margin:0}
.feature-list strong,.feature-list small{display:block}
.feature-list strong{font-size:12px;color:var(--navy)}
.feature-list small{font-size:10px;color:#77869a;margin-top:3px}
.agency-dashboard{position:relative}
.agency-window{
  border-radius:22px;background:#fff;border:1px solid #e1e8f0;
  box-shadow:var(--shadow);overflow:hidden;padding:22px;
}
.agency-head{
  display:flex;justify-content:space-between;align-items:center;
  padding-bottom:16px;border-bottom:1px solid #edf1f5;
}
.agency-head span,.agency-head strong{display:block}
.agency-head span{font-size:9px;text-transform:uppercase;letter-spacing:.1em;color:#91a0b2}
.agency-head strong{font-size:18px;color:var(--navy);margin-top:4px}
.agency-head button{
  border:1px solid #dbe4ee;background:#fff;color:#53657b;
  border-radius:9px;padding:8px 10px;font-size:9px;font-weight:800;
}
.agency-row{
  display:grid;grid-template-columns:1fr 90px auto;
  align-items:center;gap:15px;padding:15px 0;border-bottom:1px solid #edf1f5;
}
.agent-person{display:flex;align-items:center;gap:10px}
.agent-person>span{
  width:36px;height:36px;border-radius:11px;
  display:grid;place-items:center;background:#edf5ff;color:var(--blue);
  font-size:9px;font-weight:900;
}
.agent-person p{margin:0}
.agent-person strong,.agent-person small{display:block}
.agent-person strong{font-size:11px;color:var(--navy)}
.agent-person small{font-size:9px;color:#8290a2;margin-top:2px}
.agent-balance small,.agent-balance strong{display:block}
.agent-balance small{font-size:8px;color:#94a0af}
.agent-balance strong{font-size:11px;color:var(--navy);margin-top:2px}
.agent-status{padding:6px 8px;border-radius:999px;font-size:8px;font-weight:900}
.live-status{background:#e7f8f3;color:#0c916b}
.pause-status{background:#f3f5f8;color:#6a788a}
.agency-bottom{display:flex;justify-content:space-between;padding-top:14px;font-size:9px;color:#8290a2}
.agency-bottom strong{color:var(--navy)}

.faq-section{background:#fff}
.faq-layout{display:grid;grid-template-columns:.72fr 1.28fr;gap:70px}
.faq-title{position:sticky;top:120px;align-self:start}
.faq-list{display:grid;gap:10px}
details{
  border:1px solid #e2e9f1;
  border-radius:15px;background:#fff;padding:0 18px;
}
summary{
  cursor:pointer;list-style:none;
  padding:18px 0;font-size:12px;font-weight:900;color:var(--navy);
}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";float:right;color:var(--blue);font-size:18px;line-height:.8}
details[open] summary:after{content:"−"}
details p{margin:0 0 18px;color:var(--muted);font-size:11px;line-height:1.75}

.apply-section{padding:90px 0;background:#07172c}
.apply-card{
  display:grid;grid-template-columns:.9fr 1.1fr;gap:52px;
  padding:50px;border-radius:26px;
  background:
    radial-gradient(circle at 15% 10%,rgba(16,186,212,.12),transparent 28%),
    #0b213f;
  border:1px solid rgba(255,255,255,.07);
}
.apply-copy h2,.apply-copy>p{color:#fff}
.apply-points{display:flex;gap:8px;flex-wrap:wrap;margin-top:25px}
.apply-points span{
  padding:7px 9px;border:1px solid rgba(255,255,255,.1);
  background:rgba(255,255,255,.04);border-radius:8px;
  color:#a7bbd2;font-size:9px;font-weight:800;
}
.buyer-form{background:#fff;border-radius:19px;padding:24px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.buyer-form label{display:grid;gap:6px;margin-bottom:12px}
.buyer-form label>span{font-size:9px;font-weight:900;color:#5b6a7d}
.buyer-form input,.buyer-form select{
  width:100%;
  border:1px solid #dce5ee;border-radius:10px;
  padding:11px 12px;background:#fbfcfe;color:var(--ink);
  outline:none;font-size:11px;
}
.buyer-form input:focus,.buyer-form select:focus{border-color:#88b8f2;box-shadow:0 0 0 3px rgba(10,107,216,.08)}
.btn-form{width:100%;padding:13px;margin-top:3px}
.form-fineprint{font-size:8px;color:#97a3b1;line-height:1.55;margin:10px 0 0}
.form-success{
  margin-top:10px;padding:10px;border-radius:9px;
  background:#e9f8f3;color:#087b5d;font-size:9px;font-weight:800;
}

footer{padding:45px 0;background:#fff;border-top:1px solid #e3eaf2}
.footer-grid{display:grid;grid-template-columns:1.2fr .6fr .6fr 1.3fr;gap:38px}
.footer-brand img{width:230px}
.footer-brand p,.footer-legal p{font-size:9px;color:#7d8b9d;line-height:1.7}
.footer-brand p{max-width:270px}
.footer-col{display:grid;gap:7px;align-content:start;font-size:10px;color:#6c7a8d}
.footer-col strong{color:var(--navy);margin-bottom:3px}
.footer-legal p{margin:0 0 8px}

@media(max-width:1000px){
  nav{
    display:none;position:absolute;top:74px;left:20px;right:20px;
    background:#fff;border:1px solid #e2e9f1;border-radius:16px;
    padding:18px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch;
  }
  nav.open{display:flex}
  .login-link{padding-left:0;border-left:0}
  .menu-button{display:block}
  .hero-layout,.agency-layout,.faq-layout,.apply-card{grid-template-columns:1fr}
  .hero-product{max-width:620px;margin:auto;width:100%}
  .float-one{left:10px}
  .float-two{right:10px}
  .faq-title{position:static}
  .process-grid{grid-template-columns:1fr 1fr}
  .process-line{display:none}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:700px){
  .container{width:min(100% - 26px,1180px)}
  
  .brand img{width:235px;max-height:56px}
  .hero{padding:56px 0}
  .hero h1{font-size:46px}
  .hero-lead{font-size:15px}
  .trust-strip,.quality-cards,.portal-grid,.process-grid,.form-row{grid-template-columns:1fr}
  .float-one,.float-two{display:none}
  .section{padding:72px 0}
  .policy-bar{align-items:flex-start;flex-direction:column}
  .apply-card{padding:24px}
  .footer-grid{grid-template-columns:1fr}
}


/* Call Criteria page */
.nav-active{color:var(--blue)!important}
.criteria-hero{
  position:relative;overflow:hidden;padding:92px 0 76px;
  background:
    radial-gradient(circle at 82% 8%,rgba(16,186,212,.14),transparent 30%),
    linear-gradient(180deg,#fbfdff 0%,#f3f9fd 100%);
}
.criteria-hero-inner{
  position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;
  gap:70px;align-items:center;
}
.criteria-hero h1{
  margin:14px 0 18px;color:var(--navy);
  font-size:clamp(48px,6vw,72px);line-height:1.02;letter-spacing:-.055em;
}
.criteria-hero p{max-width:700px;color:var(--muted);font-size:17px;line-height:1.8}
.criteria-summary-card{
  background:#fff;border:1px solid #e0e8f0;border-radius:22px;padding:25px;
  box-shadow:var(--shadow);
}
.criteria-summary-kicker{
  display:block;font-size:9px;text-transform:uppercase;letter-spacing:.12em;
  font-weight:900;color:#8c9aac;margin-bottom:12px;
}
.criteria-summary-row{
  display:flex;gap:12px;align-items:center;padding:15px 0;border-top:1px solid #edf1f5;
}
.criteria-summary-row:first-of-type{border-top:0}
.criteria-check{
  width:34px;height:34px;border-radius:10px;display:grid;place-items:center;
  background:#e8f8f3;color:#0c916b;font-weight:900;flex:0 0 auto;
}
.criteria-summary-row strong,.criteria-summary-row small{display:block}
.criteria-summary-row strong{font-size:12px;color:var(--navy)}
.criteria-summary-row small{font-size:9px;color:#8492a4;margin-top:3px}
.criteria-anchor{background:#fff;border-top:1px solid #e5ecf3;border-bottom:1px solid #e5ecf3;position:sticky;top:74px;z-index:20}
.criteria-anchor-inner{display:flex;justify-content:center;gap:32px;overflow:auto}
.criteria-anchor a{padding:15px 0;font-size:10px;font-weight:900;color:#667589;white-space:nowrap}
.criteria-anchor a:hover{color:var(--blue)}
.criteria-section-heading{max-width:700px;margin-bottom:35px}
.criteria-eyebrow{
  display:inline-flex;padding:6px 9px;border-radius:999px;font-size:9px;
  font-weight:900;text-transform:uppercase;letter-spacing:.1em;
}
.criteria-eyebrow.green{background:#e7f8f3;color:#0d8d69}
.criteria-eyebrow.red{background:#fff0f0;color:#bd4c52}
.criteria-section-heading h2,.no-buffer-copy h2,.dispute-layout h2,.criteria-cta h2{
  margin:13px 0 10px;color:var(--navy);
  font-size:clamp(34px,4vw,50px);line-height:1.06;letter-spacing:-.04em;
}
.criteria-section-heading p,.no-buffer-copy p{color:var(--muted);font-size:14px;line-height:1.75}
.criteria-detail-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.criteria-detail-card{
  position:relative;background:#fff;border:1px solid #e2e9f1;border-radius:20px;
  padding:26px;box-shadow:0 12px 32px rgba(8,27,52,.045);
}
.criteria-index{position:absolute;right:20px;top:18px;font-size:9px;font-weight:900;color:#afb9c5}
.criteria-detail-icon{
  width:46px;height:46px;border-radius:14px;display:grid;place-items:center;
  background:#edf5ff;color:var(--blue);font-size:12px;font-weight:900;margin-bottom:20px;
}
.criteria-detail-card h3{margin:0 0 8px;color:var(--navy);font-size:18px}
.criteria-detail-card p{margin:0;color:var(--muted);font-size:12px;line-height:1.7}
.criteria-rule{
  margin-top:18px;display:flex;gap:13px;align-items:flex-start;
  padding:18px 20px;border-radius:16px;background:#eef7ff;border:1px solid #d7e9fb;
}
.criteria-rule-icon{
  width:28px;height:28px;border-radius:50%;display:grid;place-items:center;
  background:var(--blue);color:#fff;font-size:11px;font-weight:900;flex:0 0 auto;
}
.criteria-rule strong,.criteria-rule p{display:block;margin:0}
.criteria-rule strong{font-size:12px;color:var(--navy)}
.criteria-rule p{margin-top:3px;font-size:10px;color:#6b7d92}
.criteria-soft{background:#f7fafc}
.nonbillable-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.nonbillable-item{
  display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid #e3eaf2;
  border-radius:16px;padding:19px;
}
.nonbillable-item>span{
  width:28px;height:28px;border-radius:9px;display:grid;place-items:center;
  background:#fff0f0;color:#bd4c52;font-weight:900;flex:0 0 auto;
}
.nonbillable-item strong,.nonbillable-item p{display:block;margin:0}
.nonbillable-item strong{font-size:11px;color:var(--navy)}
.nonbillable-item p{font-size:10px;color:#77869a;line-height:1.6;margin-top:3px}
.no-buffer-layout{display:grid;grid-template-columns:1fr .78fr;gap:65px;align-items:center}
.comparison-card{
  background:var(--navy);color:#fff;border-radius:22px;padding:22px;
  box-shadow:var(--shadow);
}
.comparison-row{padding:17px}
.comparison-label{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.11em;color:#91a7c2;font-weight:900}
.comparison-row strong{display:block;font-size:32px;letter-spacing:-.04em;margin:5px 0}
.comparison-row small{font-size:9px;color:#9cb0ca}
.preferred-comparison strong{color:#76e3ed}
.comparison-divider{height:1px;background:#29415f}
.dispute-section{
  background:
    radial-gradient(circle at 10% 0%,rgba(16,186,212,.11),transparent 25%),
    linear-gradient(135deg,#08182f,#0a2548);color:#fff;
}
.dispute-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:start}
.dispute-layout h2,.dispute-layout>div>p{color:#fff}
.dispute-layout>div>p{font-size:13px;line-height:1.75;color:#9eb1ca}
.dispute-steps{display:grid;gap:9px}
.dispute-steps>div{
  display:flex;gap:12px;align-items:flex-start;padding:15px;
  background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:13px;
}
.dispute-steps>div>span{
  width:29px;height:29px;border-radius:9px;display:grid;place-items:center;
  background:rgba(16,186,212,.13);color:#7ce4ee;font-size:9px;font-weight:900;flex:0 0 auto;
}
.dispute-steps p{margin:0}
.dispute-steps strong,.dispute-steps small{display:block}
.dispute-steps strong{font-size:10px}
.dispute-steps small{font-size:9px;color:#90a6c0;margin-top:2px}
.criteria-cta{padding:72px 0;background:#f7fafc}
.criteria-cta-card{
  display:flex;justify-content:space-between;align-items:center;gap:35px;
  padding:35px 40px;background:#fff;border:1px solid #e0e8f0;border-radius:22px;
  box-shadow:var(--shadow-soft);
}
.criteria-cta h2{font-size:34px;margin:8px 0}
.criteria-cta p{margin:0;color:var(--muted);font-size:12px}
@media(max-width:900px){
  .criteria-hero-inner,.no-buffer-layout,.dispute-layout{grid-template-columns:1fr}
  .criteria-detail-grid{grid-template-columns:1fr}
  .criteria-anchor{position:static}
}
@media(max-width:650px){
  .criteria-hero{padding:58px 0}
  .criteria-hero h1{font-size:44px}
  .criteria-anchor-inner{justify-content:flex-start}
  .nonbillable-grid{grid-template-columns:1fr}
  .criteria-cta-card{align-items:flex-start;flex-direction:column;padding:25px}
}

/* 2026 buyer-site polish */
[data-reveal]{opacity:0;transform:translateY(28px);transition:opacity .75s cubic-bezier(.2,.7,.2,1),transform .75s cubic-bezier(.2,.7,.2,1)}
[data-reveal].is-visible{opacity:1;transform:none}
.nav-active{color:var(--blue)!important}
.hero{min-height:calc(100vh - 74px);display:flex;align-items:center}
.hero h1{max-width:760px}
.hero-product{transform:perspective(1200px) rotateY(-2deg)}
.signal-strip{overflow:hidden;background:var(--navy);color:#a9bdd2}
.signal-track{width:max-content;display:flex;gap:22px;align-items:center;padding:13px 0;animation:signalScroll 28s linear infinite}
.signal-track span{font-size:9px;letter-spacing:.12em;font-weight:900}
.signal-track i{width:5px;height:5px;border-radius:50%;background:var(--teal)}
@keyframes signalScroll{to{transform:translateX(-50%)}}
.pricing-preview-section{background:linear-gradient(135deg,#07182f,#0c2c50);color:#fff}
.pricing-preview-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:75px;align-items:center}
.pricing-preview-copy h2{font-size:clamp(40px,5vw,60px);line-height:1.04;letter-spacing:-.05em;margin:13px 0 16px}
.pricing-preview-copy p{color:#9eb2c9;max-width:560px;font-size:15px;line-height:1.8}
.pricing-text-link{display:inline-flex;margin-top:15px;color:#80e3ee;font-size:11px;font-weight:900}
.pricing-preview-card{background:#fff;color:var(--navy);padding:30px;border-radius:24px;box-shadow:0 30px 80px rgba(0,0,0,.22)}
.pricing-preview-card>span{font-size:9px;text-transform:uppercase;letter-spacing:.12em;color:#7b8999;font-weight:900}
.pricing-preview-price{display:flex;align-items:end;gap:10px;padding:18px 0 22px;border-bottom:1px solid var(--line)}
.pricing-preview-price strong{font-size:70px;line-height:.9;letter-spacing:-.07em}
.pricing-preview-price small{font-size:11px;color:#6e7c8d;margin-bottom:8px}
.pricing-preview-row{display:flex;justify-content:space-between;padding:13px 0;border-bottom:1px solid #edf1f5;font-size:10px}
.pricing-preview-row span{color:#788698}.pricing-preview-row strong{color:var(--navy)}
.pricing-preview-card .btn{margin-top:20px;background:var(--navy);color:#fff}
.inner-page-hero{position:relative;overflow:hidden;padding:105px 0 90px;background:radial-gradient(circle at 82% 10%,rgba(16,186,212,.15),transparent 29%),linear-gradient(180deg,#fbfdff,#f4f9fc)}
.inner-page-grid{display:grid;grid-template-columns:1fr .75fr;gap:70px;align-items:center}
.inner-page-hero h1{font-size:clamp(48px,6vw,74px);line-height:1;letter-spacing:-.055em;color:var(--navy);margin:14px 0 18px}
.inner-page-hero p{font-size:16px;line-height:1.8;color:var(--muted);max-width:700px}
.hero-price-card,.faq-stat-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:var(--shadow)}
.hero-price-card>span,.faq-stat-card>span{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.12em;color:#8391a2;font-weight:900}
.hero-price-card>strong{display:block;font-size:82px;line-height:.95;letter-spacing:-.07em;color:var(--navy);margin-top:20px}
.hero-price-card>small{display:block;color:#758397;font-size:11px;margin:6px 0 22px}
.big-section-title{font-size:clamp(40px,5vw,58px);line-height:1.03;letter-spacing:-.05em;color:var(--navy);margin:14px 0}
.big-section-copy{font-size:15px;line-height:1.8;color:var(--muted);max-width:650px}
.pricing-main-grid{display:grid;grid-template-columns:1fr .8fr;gap:70px;align-items:center}
.funding-card{border:1px solid var(--line);border-radius:22px;padding:8px 24px;background:#fff;box-shadow:var(--shadow-soft)}
.funding-card>div{display:flex;justify-content:space-between;padding:17px 0;border-bottom:1px solid #edf1f5;font-size:11px}
.funding-card>div:last-child{border-bottom:0}.funding-card span{color:#788698}.funding-card strong{color:var(--navy)}
.soft-section{background:#f6f9fc}
.package-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}
.package-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;min-height:300px}
.package-card>small{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:#7d8b9c;font-weight:900}
.package-card>strong{display:block;font-size:48px;letter-spacing:-.06em;color:var(--navy);margin:13px 0}
.package-card p{font-size:11px;color:var(--muted);line-height:1.7;min-height:60px}
.featured-package{border-color:#a8d5ef;box-shadow:var(--shadow-soft)}
.package-tag{position:absolute;right:18px;top:18px;background:#e8f8f3;color:#0c916b;padding:5px 8px;border-radius:999px;font-size:8px;font-weight:900;text-transform:uppercase}
.pricing-dark{background:linear-gradient(135deg,#07182f,#0c294c);color:#fff}
.pricing-dark-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}
.pricing-dark h2{font-size:clamp(38px,4.5vw,56px);line-height:1.05;letter-spacing:-.045em;margin:14px 0}
.pricing-dark p{color:#9db1c9;font-size:13px;line-height:1.8}
.includes-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.includes-grid>div{display:flex;gap:10px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);padding:16px;border-radius:14px}
.includes-grid>div>span{width:26px;height:26px;flex:0 0 auto;border-radius:50%;display:grid;place-items:center;background:rgba(20,184,200,.13);color:#79e1ec;font-size:9px;font-weight:900}
.includes-grid p{margin:0}.includes-grid strong,.includes-grid small{display:block}
.includes-grid strong{color:#fff;font-size:10px}.includes-grid small{color:#91a6c0;font-size:9px;margin-top:3px}
.caution-card{display:flex;justify-content:space-between;gap:50px;align-items:center;padding:38px;border:1px solid var(--line);border-radius:24px;background:#fff}
.caution-card>div{max-width:770px}.caution-card h2{font-size:34px;letter-spacing:-.04em;color:var(--navy);margin:10px 0}.caution-card p{font-size:12px;line-height:1.75;color:var(--muted)}
.faq-stat-card{display:grid;gap:0}.faq-stat-card>div{display:flex;justify-content:space-between;align-items:end;padding:14px 0;border-top:1px solid var(--line)}
.faq-stat-card>span{margin-bottom:10px}.faq-stat-card strong{font-size:24px;color:var(--navy)}.faq-stat-card small{font-size:9px;color:#8593a4}
.faq-page-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:70px}
.faq-page-intro{position:sticky;top:120px;align-self:start}.faq-page-intro h2{font-size:42px;letter-spacing:-.045em;color:var(--navy);line-height:1.07;margin:12px 0}.faq-page-intro p{font-size:12px;line-height:1.75;color:var(--muted)}
.faq-page-intro a{display:block;color:var(--blue);font-size:11px;font-weight:900;margin-top:10px}
.faq-full details{padding:0 22px}.faq-full summary{font-size:13px;padding:21px 0}.faq-full details p{font-size:11px}
.btn-white{background:#fff;color:var(--navy)}
@media(max-width:1000px){
  .hero{min-height:auto}
  .hero-product{transform:none}
  .pricing-preview-layout,.inner-page-grid,.pricing-main-grid,.pricing-dark-grid,.faq-page-grid{grid-template-columns:1fr}
  .faq-page-intro{position:static}
}
@media(max-width:700px){
  .package-grid,.includes-grid{grid-template-columns:1fr}
  .caution-card{flex-direction:column;align-items:flex-start}
  .hero-price-card>strong{font-size:64px}
}

/* Live calls versus form leads */
.call-vs-form-section{padding:58px 0;background:#f7fafc;border-bottom:1px solid #e5edf4}
.call-vs-form-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:center}
.call-vs-form-copy h2{margin:10px 0 12px;color:var(--navy);font-size:clamp(30px,3.8vw,46px);line-height:1.05;letter-spacing:-.045em}
.call-vs-form-copy p{margin:0;color:var(--muted);font-size:13px;line-height:1.75}
.call-vs-form-points{display:grid;grid-template-columns:repeat(3,1fr);gap:11px}
.call-vs-form-points>div{background:#fff;border:1px solid #e1e9f1;border-radius:16px;padding:18px;min-height:150px}
.call-vs-form-points>div>span{display:block;font-size:9px;font-weight:900;color:#a2afbd;margin-bottom:28px}
.call-vs-form-points p{margin:0}.call-vs-form-points strong,.call-vs-form-points small{display:block}
.call-vs-form-points strong{font-size:11px;color:var(--navy);line-height:1.4}
.call-vs-form-points small{font-size:9px;color:#7b899a;line-height:1.65;margin-top:6px}
@media(max-width:1000px){.call-vs-form-grid{grid-template-columns:1fr}.call-vs-form-points{grid-template-columns:1fr 1fr 1fr}}
@media(max-width:700px){.call-vs-form-points{grid-template-columns:1fr}}

/* Larger qualification summary on criteria page */
.criteria-summary-card{padding:34px 34px}
.criteria-summary-kicker{font-size:11px;margin-bottom:16px}
.criteria-summary-row{gap:18px;padding:23px 0}
.criteria-check{width:48px;height:48px;border-radius:14px;font-size:22px}
.criteria-summary-row strong{font-size:18px;line-height:1.3}
.criteria-summary-row small{font-size:13px;line-height:1.5;margin-top:5px}
@media(max-width:700px){
  .criteria-summary-card{padding:24px}
  .criteria-summary-row{padding:18px 0}
  .criteria-check{width:42px;height:42px;font-size:19px}
  .criteria-summary-row strong{font-size:16px}
  .criteria-summary-row small{font-size:12px}
}